ALEXANDRIA, Va., April 15 -- United States Patent no. 12,602,669, issued on April 14, was assigned to Royal Bank of Canada (Toronto).
"Actor model payment processing engine" was invented by Shangjia Jiang (Richmond Hill, Canada), Sohan Ganapathy (Burlington, Canada) and Raju Marimuthu (Brampton, Canada).
According to the abstract* released by the U.S. Patent & Trademark Office: "Methods, systems, and techniques for using an actor model payment processing engine to process payments. A payment instruction is received. An event corresponding to the payment instruction is stored in an event journal. The payment processing engine, which is event-sourced and actor-based, performs the payment instruction. Performing the payment instruction invol...