ALEXANDRIA, Va., July 16 -- United States Patent no. 12,670,526, issued on June 30, was assigned to Quarter Inc. (Niwot, Colo.).

"Systems and methods for performing a real property transaction" was invented by Christopher Griffin Diesch (Longmont, Colo.) and Michael Wayne Diesch (Niwot, Colo.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for performing a real property transaction are disclosed. A plurality of first tokens can be issued, wherein the plurality of first tokens represent ownership in the real property. The following can be determined; a minimum retained equity associated with the real property based on homeowner's credit score, a debt to income ratio, and a composition of a ...