ALEXANDRIA, Va., July 14 -- United States Patent no. 12,683,954, issued on July 14, was assigned to PayPal Inc. (San Jose, Calif.).

"Centralized profile for verification without compromise" was invented by George Chen Kaidi (Singapore).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system according to the present disclosure may include a processor, a centralized data warehouse, and a non-transitory computer readable medium storing thereon instructions that are executable by the processor to cause the system to perform operations. The operations may include receiving, from a user, identifying information, generating, based on the identifying information, a central profile for the user, generating, from the c...