ALEXANDRIA, Va., Jan. 28 -- United States Patent no. 12,536,524, issued on Jan. 27, was assigned to PAYPAL INC. (San Jose, Calif.).
"In-store card activation" was invented by German Scipioni (San Jose, Calif.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A user having an account with a payment provider receives an unregistered payment card that is associated with the payment provider, and that includes a magnetic strip encoded with a number unique to the card and a machine readable code such as a QR/barcode embossed thereon. The user may then open an application on the user's mobile device to capture the number associated with the card by, for example, scanning the QR/barcode, capturing an image of the numb...