ALEXANDRIA, Va., Aug. 18 -- United States Patent no. 12,711,476, issued on Aug. 18, was assigned to Pay2Day Solutions Inc. (Cambridge, Mass.).

"Conversational payment transactions" was invented by Christopher J. Brunner (Park City, Utah).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computing platform can manage and facilitate transactions between consumers and merchants using messages exchanged in a single messaging thread. More specifically, the platform may utilize disambiguation of messages within the messaging thread and semantic processing of the contents therein to manage a flow of processing actions for a transaction between a consumer and a merchant."

The patent was filed on Jan. 24, 2025, under ...