ALEXANDRIA, Va., July 16 -- United States Patent no. 12,670,197, issued on June 30, was assigned to Oracle International Corp. (Redwood City, Calif.).

"Enhanced and adaptive collections engine(s) for eliciting, aggregating, and collating responses from dispersed parties" was invented by Deepali Gupta (Noida, India), Abhinav Verma (Noida, India), Uday Shankar (Allen, Texas), Shibi Sridharan Nirappel (Monroe Township, N.J.), Jeegnesh Patel (High Wycombe, Great Britain) and Clark Elms (Seattle).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments of the present technology generally relate to systems and methods for providing a collections engine. In an example, a method includes receiving, by a col...