ALEXANDRIA, Va., June 9 -- United States Patent no. 12,651,264, issued on June 9, was assigned to Morgan Stanley Services Group Inc. (New York).
"System and method for detecting and preventing potentially fraudulent transactions in real time using a large language model" was invented by Sandeep Verma (Mumbai, India), Krutika Dhanakshirur (Bengaluru, India) and Swati Nenawat (Bengaluru, India).
According to the abstract* released by the U.S. Patent & Trademark Office: "A system and method including: obtaining pending transactions; processing weightings for parameters associated with the pending transactions; encoding the pending transactions with the processed weightings into corresponding transaction vector representations; obtaining near...