ALEXANDRIA, Va., May 26 -- United States Patent no. 12,639,681, issued on May 26, was assigned to MasterCard International Inc. (Purchase, N.Y.).

"Systems and methods for automatic bill enrollment" was invented by Lakshmi Sushma Daggubati (O'Fallon, Mo.) and Sri Chaitanya Sanaboina (O'Fallon, Mo.).

According to the abstract* released by the U.S. Patent & Trademark Office: "An automatic billing enrollment (ABE) computing device and methods for automatically enrolling a merchant in a bill paying application are provided. The ABE computing device receives a payment transaction associated with a cardholder account, identifies a merchant associated with the payment transaction, and determines whether the merchant is enrolled with a bill pay ap...