ALEXANDRIA, Va., June 16 -- United States Patent no. 12,307,424, issued on May 20, was assigned to Mastercard International Inc. (Purchase, N.Y.).

"Systems and methods for multi access channels for authentication and consents" was invented by Adam Kenneth Hosp (Lake St. Louis, Mo.), Oran Cummins (Dublin), Michael Hoole (Epsom, Great Britain), Ahmed Hosny (Dublin), Ishfaq Lone (Dublin), Marco Vicente (Dublin), Piyushkumar Kanubhai Hirpara (Dublin) and Kosta Krauth (New York).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer system includes a database, a communication interface, and a processor(s). The processor(s) is programmed to receive a consent message from a cardholder computing device. The consen...