ALEXANDRIA, Va., Feb. 17 -- United States Patent no. 12,555,108, issued on Feb. 17, was assigned to Mastercard International Inc. (Purchase, N.Y.).

"Analytics rules engine for credit transaction stacking identification" was invented by Shraddha Wanage (Brooklyn, N.Y.), Brijesh Garabadu (Sandy, Utah), Zach Orban (Grand Rapids, Mich.), Kunal Ojha (Salt Lake City), Gerald Ashby (Lehi, Utah) and Ashley Guinan (Cottonwood Heights, Utah).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system is configured to retrieve a set of raw transaction data. A transaction categorization model is applied to the raw transaction data. The transaction categorization model infers a category from each transaction and labels each t...