US Patent Issued to MasterCard International on Dec. 2 for "Contactless payment relay attack protection" (Belgian Inventors)

ALEXANDRIA, Va., Dec. 2 -- United States Patent no. 12,488,327, issued on Dec. 2, was assigned to MasterCard International Inc. (Purchase, N.Y.).

"Contactless payment relay attack protection" was invented by Florent Hay (Laeken, Belgium), Eddy Van De Velde (Leuven, Belgium) and Patrick Mestre (Sart-Bernard, Belgium).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method for contactless payment relay attack protection includes receiving an online authorization request including a cryptogram, a measured processing time, and a reference processing time from a terminal. The cryptogram is verified, and a determination is performed as to whether the measured processing time exceeds the reference processing time. A...