ALEXANDRIA, Va., Aug. 12 -- United States Patent no. 12,705,604, issued on Aug. 11, was assigned to MasterCard International Inc. (Purchase, N.Y.).

"Secure payment flow using an LLM agent with a single use access token and an on-device wallet" was invented by Alonso Araujo (New York) and Rahmana Muhammad (Brooklyn, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computerized method for integrating a conversational agent with a payment application programming interface (API) is provided. A large language model (LLM) custom agent receives a request to book a travel itinerary. The user is prompted, in a user interface of the conversational agent, to authorize one-time permission to access a digital wallet...