US Patent Issued to Mastercard International on April 21 for "Secure data transfer" (British Inventor)

ALEXANDRIA, Va., April 21 -- United States Patent no. 12,609,825, issued on April 21, was assigned to Mastercard International Inc. (Purchase, N.Y.).

"Secure data transfer" was invented by Manu Dharmaiah Kallugudde (Maidenhead, Great Britain).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present invention discloses a method of processing a data transfer request securely over a network, the method comprising the steps of obtaining, by a first entity, a first token associated with sensitive data received from a user; associating the first token with a token reference and storing the token reference; sending the token reference to a second entity; requesting a second token from a second entity upon receivin...