ALEXANDRIA, Va., Oct. 27 -- United States Patent no. 12,775,937, issued on Oct. 27, was assigned to Lowe's Cos. Inc. (Mooresville, N.C.).

"Secure access to an online service based on a token exchange" was invented by Manij Shrestha (Weddington, N.C.), Gaurav Dixit (Indian Land, S.C.), Venkat Ambati (Austin, Texas), Kevin Howell (Huntersville, N.C.) and Siddharth Singh (Eagan, Minn.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Techniques are described herein for a secure access to an online service based on a token exchange. In an example, a first user interface associated with a first user account is presented on a first user device and is used to indicate a set of restrictions associated with use of a fun...