US Patent Issued to JPMorgan Chase Bank on Oct. 20 for "Methods for providing systematic intelligence for selecting mode of payment and devices thereof" (Delaware Inventor)

ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,127, issued on Oct. 20, was assigned to JPMorgan Chase Bank N.A. (New York).

"Methods for providing systematic intelligence for selecting mode of payment and devices thereof" was invented by Nitin Bhatia (Hockessin, Del.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Various systems, methods, and media for facilitating selection of a transaction mode for an electronic transaction are provided. User identification information, that identifies a user of a user device that performs the electronic transaction, is obtained. User accounts are determined based on the user identification information. Location information of the user device is also obtained,...