ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,783,380, issued on Nov. 3, was assigned to JPMORGAN CHASE BANK N.A. (New York).

"Method and system for providing materiality prediction" was invented by Vali Tawosi (London), Salwa Husam Alamir (Bournemouth, Great Britain), Vamsi Vunnava (Buckinghamshire, Great Britain), Ade Onigbanjo (London), Sophia G Stock (London) and Sameena Shah (Scarsdale, N.Y.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method for providing action-based modeling to facilitate predictive analytics is disclosed. The method includes aggregating raw data from various sources, the raw data including application metadata; structuring the raw data to generate a primary data set; pa...