ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,072, issued on June 2, was assigned to JPMORGAN CHASE BANK N.A. (New York).
"Systems and methods of verifying origin of request for payment" was invented by Jasbir Banga (Swedesboro, N.J.), Reetu Raj Bok (Philadelphia) and Howard Spector (Woolwich, N.J.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method for verifying origin of request for payments may include a financial institution computer program: receiving a request for a payment URL from a merchant, the payment URL provided for a transaction with a customer; generating the payment URL, wherein the payment URL comprises a pointer to a network location for the financial institution; providing...