ALEXANDRIA, Va., Jan. 20 -- United States Patent no. 12,531,870, issued on Jan. 20, was assigned to JPMorgan Chase Bank N.A. (New York).

"System and method for aggregating client data and cyber data for authentication determinations" was invented by Jean-Francois Legault (Brooklyn, N.Y.), D. J. Knoedler (Powell, Ohio), Neil Gorin (New York) and Kevin Liston (Columbus, Ohio).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system that aggregates client data and cyber indicators to authenticate a client is provided. The system receives a request to access a financial account of the client, and retrieves a client profile. The client profile includes an aggregation of data into a plurality of data indicators. An ...