ALEXANDRIA, Va., Aug. 25 -- United States Patent no. 12,719,857, issued on Aug. 25, was assigned to JPMorgan Chase Bank N.A. (New York).
"Method and apparatus for user authentication and action processing" was invented by Kasthuri Rangan Raman (Glen Mills, Pa.), Deepali Shah (Valrico, Fla.) and Mohamedabdullah Mohamed Uthuman (Frisco, Texas).
According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects of the subject disclosure may include, for example, receiving communications that originate from a computer used by a user associated with a merchant, wherein the communications comprise credential information that is used to authenticate the user and that corresponds to a role via which the user will perform an actio...