ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,730,874, issued on Sept. 8, was assigned to INTERNATIONAL BUSINESS MACHINES Corp. (Armonk, N.Y.).

"Using dynamic combinations of authentication factors in verification procedures" was invented by Ewa Karweta (Chesapeake, Va.), Jill S. Dhillon (Jupiter, Fla.), John Jacob Mutter (Mount Pleasant, S.C.), Tiberiu Suto (Franklin, N.Y.) and Neil Delima (Scarborough, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method, according to one approach, includes: generating a multi-factor authentication challenge for a user in response to receiving a request from the user, The multi-factor authentication challenge includes a dynamic comb...