US Patent Issued to InspHIRE IO on Nov. 3 for "Data-driven adaptive financial guidance system with reinforcement learning optimization" (California, Washington Inventors)

ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,784,109, issued on Nov. 3, was assigned to InspHIRE IO Corp. (New York).

"Data-driven adaptive financial guidance system with reinforcement learning optimization" was invented by Benjamin Levine (Seattle), Patrick Hendershott (Walnut Creek, Calif.) and Laurel Taylor (Napa, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A computer-implemented method for managing an individual's financial portfolio to optimize net wealth involves receiving financial data, analyzing the data to determine the user's current financial state, and personalizing a financial guidance plan. The method includes generating tailored financial guidance, implementing a reinforce...