ALEXANDRIA, Va., July 15 -- United States Patent no. 12,664,421, issued on June 23, was assigned to Equifax Inc. (Atlanta).
"Machine learning models with efficient feature learning" was invented by Howard H. Hamilton (Atlanta) and Jeffery Dugger (Atlanta).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method can be used to predict risk using machine learning models having efficient feature learning. A risk prediction model can be applied to time-series data associated with a target entity to generate a risk indicator. The risk prediction model can include a feature learning model for generating features from the time-series data. The risk prediction model can also include a risk classification model for gen...