ALEXANDRIA, Va., Dec. 23 -- United States Patent no. 12,505,445, issued on Dec. 23, was assigned to Early Warning Services LLC (Scottsdale, Ariz.).

"Fraud detection systems and methods" was invented by Chris Burke (Scottsdale, Ariz.), Nagaraj Kollar (Scottsdale, Ariz.), Jacob Bellman (Scottsdale, Ariz.), Ronald Scott Alcorn (Austin, Texas), Jie He (Naperville, Ill.), Laura E. Weinflash (Scottsdale, Ariz.), Jack Kohoutek (Chicago) and Clayton Meyer (Lakeland, Fla.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A payment and authentication network may include a communications interface, one or more processors, and a memory. The memory may have instructions stored thereon that, when executed by the one or more ...