ALEXANDRIA, Va., Sept. 15 -- United States Patent no. 12,737,806, issued on Sept. 15, was assigned to ConsumerInfo.com Inc. (Costa Mesa, Calif.).

"Methods and apparatuses for customized credit card recommendations" was invented by Erik John Rehder (Los Angeles), Elias John Tuma (Orange, Calif.), Andrew Alexander Charles Scott (Irvine, Calif.), Rakesh Patel (Anaheim Hills, Calif.) and Christine Marie Brueggeman (Irvine, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A credit card recommendation system for recommending credit cards to a user can be based on the consumer's estimated monthly spend, estimated spend across a plurality of categories, and user credit data. The credit card recommendation syste...