ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,153, issued on Oct. 20, was assigned to CHINA UNIONPAY Co. LTD. (Shanghai).

"Payment method, user terminal, apparatus device, system,and medium" was invented by Yu Wang (Shanghai), Zhuo Chen (Shanghai), He Huang (Shanghai), Zhimin Xie (Shanghai), Xinyuan Xu (Shanghai), Zhangyuan Ye (Shanghai), Yongsheng Huang (Shanghai), Jien Zhou (Shanghai), Wei Li (Shanghai), Xi Shen (Shanghai) and Zhixiong Tang (Shanghai).

According to the abstract* released by the U.S. Patent & Trademark Office: "A method for data processing include: when payment is triggered by an e-commerce application program, calling a first SDK to obtain a first host program list from a network-wide payment platform, whe...