US Patent Issued to Chime Financial on June 30 for "Utilizing machine-learning models to determine take-over scores and intelligently secure digital account features" (American, Canadian Inventors)

ALEXANDRIA, Va., July 16 -- United States Patent no. 12,670,245, issued on June 30, was assigned to Chime Financial Inc. (San Francisco).

"Utilizing machine-learning models to determine take-over scores and intelligently secure digital account features" was invented by Brian Mullins (San Francisco), Jiby Babu (Austin, Texas), Nik Shevyrev (San Mateo, Calif.) and Parin Shah (Burnaby, Canada).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present disclosure relates to systems, non-transitory computer-readable media, and methods for utilizing machine-learning models to determine take-over scores and intelligently provide or limit access to account features. In particular, in one or more embodiments, the disc...