ALEXANDRIA, Va., June 16 -- United States Patent no. 12,657,586, issued on June 16, was assigned to Chime Financial Inc. (San Francisco).

"Digital policy criteria integration for making determinations within an inter-network facilitation system" was invented by Siddhi Soman (San Francisco), Steven Holinaty (Port Moody, Canada), Anthea Maniulit (Walnut Creek, Calif.), Devadas Mallya (Mountain View, Calif.), Matteo Vinci (San Francisco) and Sumanth Thikka (Sunnyvale, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The present disclosure relates to systems, non-transitory computer-readable media, and methods for relaying payloads with digital policy criteria for dispute requests of network transactions fr...