ALEXANDRIA, Va., Feb. 11 -- United States Patent no. 12,548,074, issued on Feb. 10, was assigned to Chime Financial Inc. (San Francisco).

"Generating user interfaces comprising dynamic base limit value and base limit value modifier user interface elements determined from digital user account actions" was invented by Aoni Wang (Redwood City, Calif.) and Erin Xie (San Francisco).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media dynamically track, utilize, and display one or more base limit value modifiers to modify base limit values for user accounts, determined utilizing a variety of machine learning model...