ALEXANDRIA, Va., Dec. 31 -- United States Patent no. 12,511,017, issued on Dec. 30, was assigned to Chime Financial Inc. (San Francisco).

"Generating dynamic user specific application function setup interfaces" was invented by Daniel Ng (Redwood City, Calif.), Andrew Ratcliffe (San Francisco), Grace Hayes-Larson (Kirkland, Wash.), Jeff Feng (San Francisco), Joanna Chao (Santa Cruz, Calif.), Justin Wienckowski (San Francisco), Kyle Daley (Incline Village, Nev.) and Xiangyu Ji (Sunnyvale, Calif.).

According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosure describes embodiments of systems, methods, and non-transitory computer readable storage media that dynamically surface multiple user-specific application fu...