ALEXANDRIA, Va., Sept. 8 -- United States Patent no. 12,731,145, issued on Sept. 8, was assigned to Capital One Services LLC (McLean, Va.).
"Image-based authorization systems" was invented by Elizabeth M. Shoup (Mechanicsville, Va.), Caroline Harriott (Richmond, Va.), Imani Holmes (Richmond, Va.), Joshua Edwards (Philadelphia) and Yingli Sieh (Cambridge, Mass.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Aspects described herein may allow transactions to be authenticated based on images taken at the transaction site. For example, a computing device may decline a transaction request based on a first category of the transaction indicated in the category information violates a transaction category restriction...