ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,771,676, issued on Oct. 20, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for cryptographic authentication of contactless cards" was invented by Kevin Osborn (Newton Highlands, Mass.), James Ashfield (Midlothian, Va.) and Jeffrey Rule (Chevy Chase, Md.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Example embodiments of systems and methods for data transmission between a contactless card, a client device, and one or more servers are provided. The memory of the contactless card may include one or more applets and a counter. The client device may be in data communication with the contactless card and one or more servers, an...