US Patent Issued to Capital One Services on Oct. 20 for "Document remembrance and counterfeit detection" (Virginia, Arizona, Louisiana Inventors)

ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,770,128, issued on Oct. 20, was assigned to Capital One Services LLC (McLean, Va.).

"Document remembrance and counterfeit detection" was invented by Keegan Franklin (Tuscon, Ariz.), James Brighter (Reston, Va.), Megan Obrien (New Orleans), John Maillett (Arlington, Va.), Jane Justiz (McLean, Va.) and Thomas Dennis (Arlington, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system, apparatus, device, method and/or computer program product for identifying, in a remote deposit system, a level of correspondence of a financial instrument with past deposit activity. The level of correspondence may be used to determine a funds availability schedule and/or...