ALEXANDRIA, Va., Oct. 21 -- United States Patent no. 12,771,735, issued on Oct. 20, was assigned to Capital One Services LLC (McLean, Va.).

"Computer-based systems configured to dynamically generate authentication steps to perform an ameliorative action and methods of use thereof" was invented by James Ashfield (Midlothian, Va.), Donald L. Smith (Ashland, Va.) and Daniel Alan Jarvis (Vienna, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some embodiments, the present disclosure provides an exemplary method that may include steps of receiving input data from at least two external data sources; utilizing a trained machine learning algorithm to identify a digital signal within the input data; automatical...