ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,783,625, issued on Nov. 3, was assigned to Capital One Services LLC (McLean, Va.).

"System for verifying the identity of a user" was invented by Abdelkader M'hamed Benkreira (Washington), Joshua Edwards (Philadelphia) and Michael Mossoba (Arlington, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A system receives an image including a live facial image of the user and an identity document including a photograph of the user. Moreover, the system calculates a facial match score by comparing facial features in the live facial image to facial features in the photograph. The system recognizes data objects and characters in the identity document using optic...