US Patent Issued to Capital One Services on Nov. 3 for "Knowledge-based authentication leveraging mobile devices" (Virginia, Georgia, Texas Inventors)

ALEXANDRIA, Va., Nov. 3 -- United States Patent no. 12,786,726, issued on Nov. 3, was assigned to Capital One Services LLC (McLean, Va.).

"Knowledge-based authentication leveraging mobile devices" was invented by Viraj Chaudhary (Katy, Texas), Zviad Aznaurashvili (Reston, Va.) and Samuel Rapowitz (Roswell, Ga.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, and computer program products disclosed herein relate to knowledge-based authentication leveraging mobile-device photos and assets. In one embodiment, the system can identify, by employing a machine learning model, a plurality of authentication resources associated with a user, wherein the machine learning model is trained using historica...