ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,875, issued on March 31, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods of contactless card as one authentication factor for multiple factor authentication" was invented by Katherine McHugh (Richmond, Va.), Lesley Newton (Richmond, Va.) and Patrick Zearfoss (Leesburg, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for authenticating a user using a contactless card as one authentication factor for multiple factor authentication are provided. In an exemplary embodiment, a server receives a first request of authenticating a user using a first authentication factor, authenticates the user using the ...