ALEXANDRIA, Va., March 31 -- United States Patent no. 12,592,828, issued on March 31, was assigned to Capital One Services LLC (McLean, Va.).
"System and method for parallel manufacture and verification of one-time-password authentication cards" was invented by Kevin Osborn (Newton Highlands, Mass.) and Srinivasa Chigurupati (Long Grove, Ill.).
According to the abstract* released by the U.S. Patent & Trademark Office: "The disclosed system and method are directed to a novel implementation of encryption service provision which obviates a need for network communication between a card manufacturing/personalization entity and a validation entity during the card personalization phase. The proposed solution decouples the operation flow associat...