ALEXANDRIA, Va., March 31 -- United States Patent no. 12,591,885, issued on March 31, was assigned to CAPITAL ONE SERVICES LLC (McLean, Va.).
"Smart card secure online checkout" was invented by James Zarakas (Centreville, Va.), Mohamed Lafeer (Fairfax, Va.), Molly Johnson (Alexandria, Va.), Saleem Sangi (McLean, Va.), Kevin Kelly (Austin, Texas) and Adam Koeppel (Washington).
According to the abstract* released by the U.S. Patent & Trademark Office: "Wireless communication technologies, a dynamic transaction card, and a mobile application may be utilized to facilitate multi-factor authentication and secure electronic checkout of any website. A wireless connection between a dynamic transaction card and a user device may be utilized to auth...