US Patent Issued to Capital One Services on March 31 for "Membership account management using a contactless card" (Massachusetts, Illinois Inventors)

ALEXANDRIA, Va., March 31 -- United States Patent no. 12,592,819, issued on March 31, was assigned to Capital One Services LLC (McLean, Va.).

"Membership account management using a contactless card" was invented by Kevin Osborn (Newton Highlands, Mass.) and Srinivasa Chigurupati (Long Grove, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems, methods, apparatuses, and computer-readable media for management of membership functions for members of a partner entity associated with contactless card cryptograms are described. For example, a method may include receiving a membership cryptogram generated by a contactless card in communication with the client device during a transaction, the contactless card...