ALEXANDRIA, Va., March 17 -- United States Patent no. 12,581,296, issued on March 17, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for user authentication using mobile network data" was invented by Jeffrey Rule (Chevy Chase, Md.), Lawrence Douglas (McLean, Va.) and Jackson Macomber (Henrico, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for authenticating users based on user location data from various sources are disclosed herein. In some aspects, the system may transmit a first request for network and location information. The system may receive wireless network configuration metadata and location data. The system may transmit a second request for cel...