ALEXANDRIA, Va., March 17 -- United States Patent no. 12,579,534, issued on March 17, was assigned to Capital One Services LLC (McLean, Va.).

"IR display for user authentication" was invented by Jeff Pharr (McLean, Va.) and David Wurmfeld (McLean, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "A device for conducting a transaction by generating and displaying QR codes in the infrared spectrum, by generating a first QR code; displaying the first QR code via the infrared array for a predetermined duration of time; receiving a confirmation that a user device has entered paired state with the transaction device based on the user device scanning the first QR code; receiving authentication data indicating that...