ALEXANDRIA, Va., June 9 -- United States Patent no. 12,651,274, issued on June 9, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for assisting users in assessing costs of transactions" was invented by Austin Walters (Savoy, Ill.) and Jeremy Goodsitt (Champaign, Ill.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods are disclosed for assisting users in assessing costs of transactions. For instance, method may include: determining a cost value of at least one transaction associated with a user; classifying the user into a category, based on consumer interest characteristics of the user and consumer interest characteristics associated with the category; determining...