US Patent Issued to Capital One Services on June 3 for "Intelligent preprocessing routing to decisioning services" (Texas Inventors)

ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,894, issued on June 3, was assigned to Capital One Services LLC (McLean, Va.).

"Intelligent preprocessing routing to decisioning services" was invented by Satish Kesiboyana (Plano, Texas), Rajaboopathy Vijayaraghavan (Carrollton, Texas), Nithya Subramanian (Plano, Texas) and Thomas Sickert (Plano, Texas).

According to the abstract* released by the U.S. Patent & Trademark Office: "The system and methods described herein allow users to give their applicant information when seeking to purchase a good with financing from multiple potential lenders, and may be pre-screened by one or more rule sets implemented by a marketplace client in an eligibility analysis to ultimately submit appli...