ALEXANDRIA, Va., June 4 -- United States Patent no. 12,321,921, issued on June 3, was assigned to Capital One Services LLC (McLean, Va.).
"EMV secure chip communications" was invented by Molly Johnson (Alexandria, Va.), James Zarakas (Centreville, Va.) and Adam Vukich (Springfield, Va.).
According to the abstract* released by the U.S. Patent & Trademark Office: "An EMV enabled terminal may communicate transaction related information to a user via a standard user interface of the terminal, for example, within a user interface displayed on a display screen of the terminal. The transaction related information may be spoken out loud to the user by the terminal. However, users with visual, audio, or other physical impairments may be unable to ...