ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,370, issued on June 2, was assigned to Capital One Services LLC (McLean, Va.).

"Techniques for personal identification number management for contactless cards" was invented by Srinivasa Chigurupati (Long Grove, Ill.) and Kevin Osborn (Newton Highlands, Mass.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Embodiments disclosed herein provide techniques for secure PIN management for contactless cards using an application on a computing device such as a mobile computing device. In some embodiments, the computing device may have an application installed enabling the computing device to act as a secure endpoint that enables communication between the conta...