ALEXANDRIA, Va., June 2 -- United States Patent no. 12,646,043, issued on June 2, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for providing near field communications" was invented by Panayiotis Varvarezis (Wilmington, Del.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Methods and systems are disclosed for providing Near Field Communications. In certain embodiments, an Android mobile operating system based mobile device is configured with software that, when executed by one or more processors, determines whether the mobile device is to perform an NFC communication with a contactless payment terminal (CPT) using a secure element associated with an NFC controller included in th...