ALEXANDRIA, Va., July 7 -- United States Patent no. 12,675,404, issued on July 7, was assigned to Capital One Services LLC (McLean, Va.).

"Systems and methods for a predictive cache of machine learning models" was invented by Tania Cruz Morales (Washington), Purva Shanker (Arlington, Va.), Shannon Yogerst (New York) and Haytham Yaghi (Oakton, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "Systems and methods for a predictive cache of machine learning models. In some aspects, the system, in response to a user request, trains one or more machine learning models using a training dataset and inserts the machine learning models into a user library. The system, without input from the user, based on a distribut...