ALEXANDRIA, Va., July 7 -- United States Patent no. 12,675,709, issued on July 7, was assigned to Capital One Services LLC (McLean, Va.).
"Filtering counterfactual conditionals" was invented by Samuel Sharpe (Cambridge, Mass.), Christopher Bayan Bruss (Washington) and Brian Barr (Schenectady, N.Y.).
According to the abstract* released by the U.S. Patent & Trademark Office: "A method and related system operations include determining a predicted category by providing a prediction model with a set of input feature values and generating a plurality of conditionals based on the set of input feature values for a set of features and the predicted category. The method also includes filtering the plurality of conditionals based on a knowledge base...