ALEXANDRIA, Va., Jan. 28 -- United States Patent no. 12,536,304, issued on Jan. 27, was assigned to Capital One Services LLC (McLean, Va.).

"Portable verification context" was invented by Saurav Bhattacharyya (Brambleton, Va.).

According to the abstract* released by the U.S. Patent & Trademark Office: "In some implementations, a device may obtain verification information associated with an account based on a registration procedure associated with a service. The device may generate a verification context associated with the account based on the verification information, wherein the verification context is an object used to verify access attempts to the service. The device may store the verification context in connection with a unique ident...