ALEXANDRIA, Va., Jan. 28 -- United States Patent no. 12,537,689, issued on Jan. 27, was assigned to Capital One Services LLC (McLean, Va.).
"Local device authentication system" was invented by Jeremy Edward Goodsitt (Champaign, Ill.), Austin Grant Walters (Savoy, Ill.), Vincent Pham (Champaign, Ill.) and Reza Farivar (Champaign, Ill.).
According to the abstract* released by the U.S. Patent & Trademark Office: "Various embodiments are generally directed to provide a semi-local authentication scheme. A server can transmit one or more encryption mechanisms to a user device, which in turn can transmit the encrypted mechanisms to one or more secondary devices associated with the user device, where the user device and the secondary devices shar...